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Unclaimed Property is legally defined as any financial asset left inactive by its owner for 3 years or more.

Most common types of Unclaimed Property are: bank accounts and safe deposit box contents; stocks, mutual funds, bonds, and dividends; uncashed cashier's checks and money orders; certificates of deposit; matured or terminated insurance policies; estates; royalty payments; trust funds, escrow accounts.

The Unclaimed Property laws or regulations of some States do NOT include there real estate.

Before reporting the unclaimed property to the State the law requires that all Unclaimed Property holders make attempts to contact the owners. But it's quite often that the owner forgets that the account exists, and/or moves without leaving a forwarding address, or the forwarding order expires. There are also cases when the owner dies while the heirs have no knowledge of the property.